:root{--ink:#18202b;--muted:#617084;--line:#dce4ee;--bg:#f6f8fb;--card:#ffffff;--brand:#1b3a57;--brand2:#6f7dfb;--soft:#eaf0ff;--accent:#0f766e;--gold:#b98b2d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}.wrap{width:min(1120px,92%);margin:0 auto}.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:16px 0}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:-.02em}.brand img{width:38px;height:38px}.links{display:flex;gap:18px;flex-wrap:wrap}.links a{color:#314155;text-decoration:none;font-weight:650;font-size:14px}.links a:hover{color:var(--brand2)}.cta{background:var(--brand);color:#fff!important;padding:10px 15px;border-radius:999px}.hero{position:relative;overflow:hidden;padding:86px 0 70px;background:radial-gradient(circle at 10% 10%,#edf3ff 0,#f7f9fc 34%,#fff 100%)}.hero:after{content:"";position:absolute;right:-90px;top:30px;width:320px;height:320px;background:linear-gradient(135deg,var(--brand2),#9ddbd5);border-radius:48px;transform:rotate(15deg);opacity:.16}.grid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;background:var(--soft);color:var(--brand);border:1px solid #d7e1ff;padding:7px 12px;border-radius:999px;font-size:13px;font-weight:750}.hero h1{font-size:clamp(38px,6vw,68px);line-height:.98;margin:18px 0;letter-spacing:-.055em}.lead{font-size:19px;color:var(--muted);max-width:710px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.button{display:inline-block;text-decoration:none;border-radius:14px;padding:13px 18px;font-weight:800}.primary{background:var(--brand);color:#fff}.secondary{background:#fff;color:var(--brand);border:1px solid var(--line)}.panel{background:#fff;border:1px solid var(--line);border-radius:28px;padding:24px;box-shadow:0 24px 70px rgba(17,35,62,.09)}.metric{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding:14px 0}.metric:last-child{border-bottom:0}.metric strong{font-size:26px;color:var(--brand)}section{padding:70px 0}.section-title{max-width:780px;margin-bottom:30px}.section-title h2{font-size:clamp(30px,4vw,46px);line-height:1.08;letter-spacing:-.035em;margin:0 0 12px}.section-title p{color:var(--muted);font-size:18px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:25px;box-shadow:0 10px 35px rgba(25,40,65,.05)}.card h3{margin:12px 0 8px;font-size:22px}.card p,.card li{color:var(--muted)}.icon{width:46px;height:46px;border-radius:15px;background:linear-gradient(135deg,var(--brand),var(--brand2));display:grid;place-items:center;color:white;font-weight:900}.split{display:grid;grid-template-columns:1fr 1fr;gap:28px}.image-card{min-height:340px;border-radius:30px;background:linear-gradient(135deg,#10233a,#6878f5);position:relative;overflow:hidden;color:#fff;padding:28px}.image-card svg{position:absolute;right:-40px;bottom:-50px;width:80%;opacity:.95}.checklist{list-style:none;padding:0;margin:0}.checklist li{margin:10px 0;padding-left:28px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:900}.band{background:#111f33;color:#fff}.band .section-title p,.band p{color:#c7d2e4}.contact-box{display:grid;grid-template-columns:1fr 1fr;gap:22px}.field{display:flex;flex-direction:column;margin-bottom:14px}.field label{font-weight:750;margin-bottom:6px}.field input,.field textarea{border:1px solid var(--line);border-radius:14px;padding:13px;font:inherit}.field textarea{min-height:130px}.footer{background:#0d1726;color:#b9c7d9;padding:38px 0}.footer a{color:#dbe7f7;text-decoration:none}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:20px}.legal h1{font-size:44px;letter-spacing:-.04em}.legal h2{margin-top:32px}.legal p,.legal li{color:var(--muted)}.note{background:#fff8e7;border:1px solid #f0d693;border-radius:18px;padding:18px;color:#614a18}@media(max-width:820px){.grid,.split,.contact-box,.footer-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.links{display:none}.hero{padding-top:48px}}